*Our app is free, but standard rates and fees may apply from your wireless carrier. If you have any additional questions regarding our NEW Mobile Deposit feature or our FMB Online/Mobile banking, please call us at 47 (Cochran) or 47 (Dublin) or visit our Online Banking page. However, you can log into your mobile banking app and go to the DEPOSIT tab and a rejected deposit will show as FAILED. There is not a notification if the deposit is rejected or failed. Duplicate check (If this check has already been presented to deposit/cash).Endorsement does not include “FOR MOBILE DEPOSIT ONLY”.Check deposits will be rejected upon review if: Introduction: By enrolling in Mobile Deposit, you agree to this Mobile Deposit Agreement and. Notification will pop up saying “Funds will not be available for up to two days” which means that the deposit is not technically available for immediate withdrawal (for example if you deposit the check during the weekend).Answer security question (this will be one of the three challenge questions that you set up when you initially enrolled into online banking).1- Endorse the check with your signature 2- Under your signature print “MOBILE DEPOSIT ONLY” If you do not have BOTH of these items on the back of your check it will NOTbe deposited. Prior to taking the picture of the back of your check you will need to be sure to do TWO things. Capture image of the back of the endorsed check.3 Also, some banks may offer other ATM benefits or fee rebates, so it’s worth doing some homework to find one that’s right for you. To avoid the fee, locate your nearest in-network ATMs by simply checking online or via a mobile app. Enter the amount of the check you are depositing Out-of-network ATM fees typically vary from 1.50 - 3.50.Choose which account you want the funds to be deposited into.You must currently be enrolled in Citizens Bank of Cochran’s and/or Community Bank of Dublin’s Mobile Banking before you can use the Mobile Deposit feature.
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